Built for Financial InnovatorsBuild your own financial products on top of our robust API. We provide White Label solutions and tools for instant fund transfers between accounts and cards.
Total SecurityFull PCI DSS compliance and regional regulatory alignment.High Availability99.99% uptime to keep your services running 24/7.Customizable LogicSet your own limits and risk-monitoring rules.
Ready to ship on scalable payments infrastructure?Our integration library is constantly expanding. Contact us, and we'll customize a solution tailored to your specific business needs.
Frequently Asked QuestionsEverything you need to know about SmartGates payment platform
We support a wide range of payment instruments to ensure global coverage. This includes major credit and debit cards (Visa, Mastercard, Maestro, MIR), popular e-wallets, Apple Pay, and Google Pay. Additionally, we provide access to local payment methods depending on your business region, such as bank transfers and alternative local systems.
Our engine analyzes every transaction request in real-time. Based on parameters like card type, issuing bank, geolocation, and current acquirer performance, the algorithm automatically selects the optimal path for the payment. This technology maximizes your conversion rates (approval rates) and minimizes processing costs.
Security is our core priority. SmartGates is fully certified with PCI DSS Level 1, the highest security standard in the payment card industry. We also utilize 3D-Secure 2.0 protocols, advanced AI-driven anti-fraud systems, and end-to-end data encryption to protect every transaction.
Thanks to our comprehensive API documentation and ready-to-use modules for popular CMS platforms, the technical integration can be completed within a few hours to a couple of days. The full account activation also depends on the KYC (Know Your Customer) verification process, which typically takes 1–3 business days.
You get access to a powerful dashboard with real-time analytics in your merchant portal. You can track turnover dynamics, average transaction value, payer geography, and detailed breakdown of decline reasons. All data can be easily exported in CSV or XLS formats for your internal accounting and reporting.
We work with businesses of all sizes, from startups to large enterprises. There is no strict minimum transaction volume required. However, we offer tiered pricing models: as your transaction volume grows, you can benefit from lower processing fees per operation.